What is Health Insurance?
Health insurance covers any major, unforeseen, illness or accident, which requires admittance and treatment in a hospital, for more than 24 hours.You can buy more than one health policy. But for the purpose of ease of administration, we will recommend that you buy one policy, with a higher sum insured, rather than multiple policies with smaller sum insureds.
Guys, you can also cancel your current policy. Premium will be refunded, based on the short period rates mentioned in your policy terms and conditions.
Get Health insurance quotes
For admission in Non-Network Hospital or into Network Hospital if cashless facility is not availed (Re-imbursement Claims).Notice of claim: Preliminary notice of claim with particulars relating to Policy number, Name of the Insured Person in respect of whom claim is made, nature of illness/injury and name and address of the attending hospital, should be given to the Insurer within 72 hours before admission in case of planned hospitalization, and not later than 48 hours or before discharge, in case of emergency hospitalization.
Submission of claim: The insured shall submit the claim form along with attending physician’s certificate duly filled and signed in all respects with all the necessary claim documents not later than 30 days from the date of discharge.
You can buy more than one health policy. But for the purpose of ease of administration, we will recommend that you buy one policy, with a higher sum insured, rather than multiple policies with smaller sum insureds.
How is health premium calculator?
Health insurance premium calculator helps you to calculate your premium. In order to use this calculator, you first need to fill in all the personal details in your form along with other details. Here’s a step-by-step guide that will help you to understand it in a better way:- Enter your name.
- Enter your mobile number.
- Choose the members who get insured.
- Click on get quote insurance.
Know things before getting health insurance
1) Notice of claim:
You need to inform the insurance company at least 48 hours prior in case of planned hospitalization and within 48 hours in case of an emergency situation.
2) Submission of claim:
The policyholder must submit the duly filled and signed claim form along with other necessary claim documents. You need to provide few details which includes the name of the patient, hospital details – name, address, and contact number, date of hospitalization, expected discharge, etc. for the claim intimation process.
3) After receiving all the claim documents, the insurance company will make payment for the admissible amount following all the policy terms and conditions.
4) Cashless Hospital:
A family member being hospitalised causes tremendous distress to one, emotionally as well as financially. Having to cover the medical costs along with managing the household can take a toll on us if unprepared for such circumstances. Having a backup to fall back on in such circumstance is a boon to all, taking a great burden off our shoulders. Cutehindi website is also the best option for you to get back complete information in Hindi.
Conclusion: So, here in this article, I told you everything about health insurance and what are the main things that you have to keep in mind before applying for the health insurance.
Hi Friends! My name is Mohd Irfan and i am from Jammu and Kashmir(India). I had done my B.Tech(E and C) from Haryana Engineering College under Kurukshetra University with 74% marks and got First Class Honor Degree. I am 23 years old and now I am doing job at Electricfield as a Production Engineer. I had a great experience of Software Developer, Blogging, Website Designing, Website Testing, Content Writing, C, C++, MATLAB, VHDL etc.
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